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The USA is far beyond than its hulking mountains. It is one of the safest countries across the world to travel. Whether you are an urban dweller, a wildlife lover, or nature enthusiast USA has a lot to offer. However, if you are also planning to explore this multicultural land soon, then you should know that despite being the world’s most developed country it is not yet immune to diseases, accidents, theft, and loss.
In that case, a travel insurance policy gives you a big relief. It protects and reimburses you for such unexpected expenses that you may incur during your trip.
Here you can read what essential things covered by the best travel insurance policy to make you travel stress-free.
Medical Benefits
Healthcare services in the USA are quite expensive, and there are high chances that you may get infected due to mosquito-borne diseases, stomach upset, food poisoning, flu, and fever.
Therefore, heading to the USA without travel insurance coverage can be a risky affair. It gives protection against medical emergencies to you and your travel partners.
So, read below the medical benefits of travel insurance USA and opt for it before leaving for your holidays.
- Cashless Hospitalization
- In-Patient and Out-Patient Treatment
- Medical Evacuation
- Air Ambulance
- Daily Allowance for Hospitalization
- Personal Accident
- Surgical Dental Treatment
- Treatment for Mental and Nervous Disorders
- Treatment for Alcoholism and Drug dependency
Baggage Benefits
Airline goof ups are the common issue that you can expect from the airline while traveling to long distant countries like the USA.
But, your travel insurance plans give you baggage benefits that provide you the compensation in case of:
- Loss of Checked-in Baggage
- Delay in Checked-in Baggage
- Loss of laptop/Tablet
- Breakage or Theft
Travel Benefits
Trip delays and cancellations can cost you thousands of rupees. Your travel insurance covers your travel losses and reimburses your expenses for:
- Trip Delay/Cancellation/Interruption
- Loss of Passport
- Loss of International Driving License
- Study interruption
- Terrorist attack
Other Benefits
Travel insurance plans help you during untoward events as well. It gives you additional benefits like:
- Bail Bond
- Cover Accidental Death
- Personal Liability
- Sponsor
- Protection
- Up-gradation to Business Class
- Compassionate Visit
- Lifelong Renewability
- 24*7 Customer Support
Is Travel Insurance Mandatory?
In order to lessen the financial burden that occurred due to unpaid medical bills by tourists, countries like the USA Immigrant authorities prefer travel insurance. However, it is not mandatory to get the visa formalities done. However, nationals from different countries across the world including India should opt for US travel insurance to stay safe in the US.
Takeaway
So, basically, an insured traveler is always a safer traveler. Therefore, travel insurance is imperative to travel USA worry-free. It gives you maximum coverage with minimal exclusions at an affordable premium. So, with the right travel insurance plan, you will be able to enjoy your USA gallivant and make life long memories out of it.
